Buying property in Madeira can be a secure and straightforward process when each stage is handled correctly.
Here is how it usually works:
- Get a Portuguese NIF — required to purchase property in Portugal.
- Open a Portuguese bank account — especially important for payments and mortgage financing.
- Choose the right property — considering location, market value, legal status and investment potential.
- Legal due diligence — ownership, licences, debts and registrations should be checked before signing.
- Sign the CPCV — the Promissory Purchase and Sale Agreement sets the conditions of the transaction and usually includes a deposit.
- Arrange financing if required — foreign buyers can obtain mortgages in Portugal depending on income, residency status and the property.
- Final deed and registration — the transaction is completed and ownership is officially registered.
I assist international buyers throughout the entire process — from property selection and negotiations to financing, legal coordination and final registration.
Viktoria Pavlovskaya
Real Estate & Investment Expert in Madeira
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