How to Buy Property in Madeira: Step-by-Step Guide for Foreign Buyers 🇵🇹

Buying property in Madeira can be a secure and straightforward process when each stage is handled correctly.

Here is how it usually works:

  1. Get a Portuguese NIF — required to purchase property in Portugal.
  2. Open a Portuguese bank account — especially important for payments and mortgage financing.
  3. Choose the right property — considering location, market value, legal status and investment potential.
  4. Legal due diligence — ownership, licences, debts and registrations should be checked before signing.
  5. Sign the CPCV — the Promissory Purchase and Sale Agreement sets the conditions of the transaction and usually includes a deposit.
  6. Arrange financing if required — foreign buyers can obtain mortgages in Portugal depending on income, residency status and the property.
  7. Final deed and registration — the transaction is completed and ownership is officially registered.

I assist international buyers throughout the entire process — from property selection and negotiations to financing, legal coordination and final registration.

Viktoria Pavlovskaya
Real Estate & Investment Expert in Madeira

#MadeiraRealEstate #PropertyInMadeira #BuyPropertyMadeira #FunchalRealEstate #MadeiraInvestment

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